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We have access to every insurer in the UK...

  • Aviva
  • Aegon
  • Scottish Provident
  • LV: Liverpool Victoria
  • Legal & General
  • Zurich
  • Unum
  • Ageas
  • Exeter Family Friendly
  • Pru Protect
  • Bright Grey
  • Engage Mutual Assurance
  • Friends Life
  • Shepherds Friendly
  • Keystone
  • Old Mutual
  • ESMI
  • British Friendly
  • Family Life Insurance UK

    No one ever plans to fall ill or die unexpectedly. We always think that it won't happen to us, but the reality is that it could happen at any time.

    How would your family cope without you? Such a loss can have a massive impact on your remaining family and their quality of life. The last thing you want is for any financial burden to be passed on.

    When it comes to life insurance, UK customers can take the stress free approach thanks to Vita Financial. Life Insurance will provide a lump-sum payment upon your death to ensure that your family and loved ones are financially secure.

    Important financial liabilities to consider are parenting costs, educational costs, childcare costs, replacing your income and household duties and many more.

    It is therefore essential that you have the correct protection in place for your family and loved ones. If you haven't then the consequences can be severe and life changing – for you and your loved ones.

  • Mortgage Life Insurance UK

    Mortgage Life Insurance policies have one clear objective – to help pay off an outstanding mortgage balance in the event of death or diagnosis of a critical illness, during the policy term.

    This means that your loved ones could continue to live in the family home even if you're no longer with them, without worrying how they'll pay the mortgage.

    How much cover do I need and for how long? You need to cover the amount of the outstanding debt, up until the debt is paid off (eg. £150,000 over 25 years).

    Repayment Mortgage – Your mortgage balance will decrease each year. The lowest-cost policy best suited is called 'Decreasing Term'. The amount of life cover (sum-assured) will decrease typically in line with the outstanding balance of your mortgage.

    Interest Only Mortgage – Your mortgage balance will remain constant as you are just repaying the interest owed. The best suited policy is called 'Level Term'. The amount of life cover (sum-assured) will remain fixed throughout the term of your mortgage.

  • Critical Illness Cover UK

    We never think a critical illness such as a Heart Attack, Stroke or Cancer is going to happen to us, especially when we feel healthy, but it can and does.

    If you were unable to work as a result, how would you provide for your family or repay your mortgage?

    If you were to suffer one of 50 critical illnesses, you can receive a lump-sum payment to replace any loss of income, which is imperative to reduce the financial impact on your lifestyle.

    This will enable you to replace lost income into the household, pay for care and treatment, whilst also ensuring that parenting, educational and general lifestyle costs are maintained.

    Won't the Government look after me? Unfortunately, many of us cannot rely on the State's contribution alone; for 2014/15, the standard weekly rate for Statutory Sick Pay is just £87.55 a week.

    Talk to Vita, the first choice for life insurance UK.

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Vita is a trading style of Vita Financial Limited, which is an appointed representative of Cavendish Online Limited, which is authorised and regulated by the Financial Conduct Authority. Their Financial Services Register number is 469385 (http://www.fsa.gov.uk/register/firmSearchForm.do). The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.