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Guaranteed Over 50s Plans

If you are searching for over 50 life insurance, we can help. Each year many people find obtaining life cover difficult because of pre-existing medical conditions such as asthma, angina, cancer or heart problems. This simply isn't an issue. As long as you are a UK resident aged between 50 and 80, you're guaranteed to be accepted for our over 50 life insurance plan without a medical or any intrusive questions, therefore immediate cover is available.

Why take out Over 50 Life Insurance cover?

You may already have some life insurance, which you took out some time ago. If this is the case, it's worth thinking seriously about whether your existing cover is enough to fit your needs in the future, since people's circumstances can change over time.

As a Guaranteed Over 50s Plan pays out on death, it could increase the amount you leave for your children or grandchildren to give them something to remember you by.

Another reason for thinking about this type of cover is that it can help take care of some of the worries of funeral costs. With the average UK cost for a burial standing at £3,222 and cremations typically costing £2,130*, it's an added financial burden for your family at such a stressful time.

* Brahm research, December 2007, carried out on behalf of engage Mutual Assurance.

Over 50 Life Insurance Summary

Choose our cover for the following:

  • Guaranteed Acceptance
  • Affordable Cover – premiums start from as little as £10 a month. The premium depends on the level of cover you choose and your personal circumstances.
  • Fixed Premiums – payments will never increase (premiums stop at age 90 but cover continues).
  • Guaranteed Payout – Whole of Life Insurance.

Please remember that it is not a savings plan and has no surrender value.

Vita Financial is a trading style of Vita Financial Limited, which is an appointed representative of Intrinsic Wealth Management. Intrinsic Wealth Management is a trading style of Intrinsic Financial Planning Limited which is authorised and regulated by the Financial Services Authority. Intrinsic Financial Planning Limited is entered on the FSA Register (http://www.fsa.gov.uk/register/) under reference 440703.